$150 M

in loans funded to date

97%

customer satisfaction rate

10-DAY

average loan approval period

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Mortgages Made EZ & Simple in New Jersey

First Prestige Mortgage Services Inc. DBA Minority Heritage Mortgage is a dedicated mortgage broker that understands the diverse financial needs of individuals and businesses seeking loan solutions. With a comprehensive array of offerings, we specialize in various types of loans, including FHA Loans, VA Loans, Jumbo Loans, Conventional Loans, Commercial Loans, Reverse Mortgages, and Non-QM Loans. Our commitment is to help our clients navigate the complex world of financing, ensuring they find the right solution that fits their unique circumstances.

For those looking to refinance, First Prestige Mortgage Services Inc. DBA Minority Heritage Mortgage provides a range of programs designed to meet various requirements and situations. Our refinance options include FHA Streamline, FHA Cash Out, FHA 203k, VA Streamline, VA Cash Out, as well as Conventional, Commercial, and Jumbo refinancing. Each of these programs is tailored to offer clients the flexibility and support they need to achieve their financial goals, whether that be lowering monthly payments or accessing cash for other needs.

In addition to our loan and refinance services, First Prestige Mortgage Services Inc. DBA Minority Heritage Mortgage offers a wide selection of additional products and programs aimed at further assisting our clients. We understand that every financial journey is different, and thus we provide Down Payment Assistance, Self Employed Loans, Bank Statement Loans, First Time Homebuyer Loans, and Investor Loans. Our diverse options ensure that everyone, regardless of their financial background, has access to the funding they need.

For those seeking innovative financing solutions, our offerings include DSCR (Debt Service Coverage Ratio) loans, Fix and Flip loans, HELOCs (Home Equity Lines of Credit), ITIN Loans for non-residents, Rehab Loans, Construction Loans, and P&L Loans. We recognize the importance of catering to various financial situations, which is why we emphasize flexibility and understanding in every loan package we offer.

Moreover, First Prestige Mortgage Services Inc. DBA Minority Heritage Mortgage is equipped to assist real estate investors with specialized financing, including Hard Money Loans, Apartment Complex Loans, and Multi-Unit Loans. We realize that real estate can be a complex investment, and our expertise in these areas allows us to provide valuable insights and support so that our clients can confidently embark on their investment journeys.

At First Prestige Mortgage Services Inc. DBA Minority Heritage Mortgage, our focus is not just on providing loans but on building lasting relationships with our clients. We take pride in our ability to facilitate conversations and guide individuals and businesses through their mortgage needs. Our knowledgeable team is always ready to listen and offer personalized advice, making sure that every client feels supported and informed throughout the process. We are here to make financing accessible and straightforward for everyone.